Drive Insured Tennessee
In 2017, Tennessee drivers will pay fines and risk losing their vehicle registration if they are not covered by an auto liability insurance policy or cannot provide other proof of financial responsibility under the law. A web-based program will verify insurance for all Tennessee drivers. These changes come as part of the James Lee Atwood Jr. Law, passed during the 2015 legislative session. The frequently asked questions in this section address questions about the web-based program the Department of Revenue is creating and administering as part of this law.
- How do I contact the Department of Revenue if I have a question about the state’s automobile insurance verification program?
- What if I haven’t been insuring my vehicle because I can’t afford it?
- My vehicle is not being used. Does it still need to have auto insurance?
- What if I get pulled over right after getting insurance on a vehicle I just bought?
- I have insurance, but the state’s Electronic Verification Insurance System is not able to confirm my policy. Why?
- We are self-insured. How do I report this to the state?
- What is the format of the error file?
- Will there be an error code provided with the error file?
- Will the error file be policy-specific or will it be by VIN?
- How often will insurance companies get an error file?
- Tennessee will email a website to pick up the error files. Will this always be the same location?
- How would the Department of Revenue handle a situation like when an insurance company sending a full book of business (FBOB) with a VIN that doesn't show up in Tennessee registrations (a miskeyed number)?