DIFD-14 - Penalty for Not Meeting Financial Responsibility Requirements

You risk getting fined or potentially losing the right to drive your vehicle if you do not meet your obligations under the Financial Responsibility Law.  A primary way of meeting this obligation is to get the minimum amount of auto liability insurance coverage for your vehicle.            

With Tennessee’s Electronic Insurance Verification System, drivers without proper auto insurance or other form of financial responsibility (or a verifiable exemption) will be sent a notification from the Department of Revenue.  Failure to respond to the notice and secure proper auto insurance or other form of financial responsibility will result in additional notices and potentially, fines and vehicle registration suspension. 

See DIFD-8 - Notification Letters and Penalties for Failing to Remedy Issue or Respond for more information on penalties.