E-file-3 - No Difference between Paying by Check vs. Electronically

Payment by paper check essentially follows the same process as electronic payment. As a matter of industry practice, many transactions clear with no actual paper check ever being deposited. Rather, for those transactions that are still paid by paper check, the bank routing number and bank account number are read by a scanner, and an electronic version of the check is created and transmitted to the bank so that an account can be debited. Thus, payment by paper check is essentially very similar to an electronic payment.