Does Tennessee require vehicles with commercial coverage to be reported? No. Commercial vehicles are not covered under this law. December 14, 2016 22:20 Related articles What are the elements required for the web-service? Are insurance companies required to send a full book of business (FBOB) once a month and provide a web service for verification? If a VIN appears in the file then drops out the next month, will the Department of Revenue use web services to try to locate the missing VIN? How would the Department of Revenue handle a situation like when an insurance company sending a full book of business (FBOB) with a VIN that doesn't show up in Tennessee registrations (a miskeyed number)? What type of data does the Department of Revenue prefer for testing?