Does Tennessee require vehicles with commercial coverage to be reported? No. Commercial vehicles are not covered under this law. December 14, 2016 22:20 Related articles What is a form 2290? Is this program going to be used to help a law enforcement officer determine insurance coverage, or will it be used for car registration etc.? Are insurance companies required to send a full book of business (FBOB) once a month and provide a web service for verification? Broad Form Insurance Are the insurance companies required to use web services?