To determine who is considered a "family member," identify one person (either an owner or non-owner, living or deceased) to whom the owners are potentially related. With respect to that person, the following are considered members of the family:
- Mother, father, grandmother or grandfather
- Spouse or former spouse
- Son, daughter, grandson, granddaughter, step-son, step-daughter, step-grandson or step-granddaughter
- Brother or sister
- Son-in-law, step-son-in-law, grandson-in-law, daughter-in-law, step-daughter-in-law, granddaughter-in-law, brother-in-law or sister-in-law
- The estate or trust of a deceased individual who, while living, was one of the above family members.
Note: The Department considers legally-adopted individuals to be the same as children of the identified person.
Also, the Department considers a step-child to be a member of the family regardless of any change in the marital status of the parent and step-parent.